Wow! Thanks all...just caught this lovely thread. Monday I went down to the Social Security office and announced that, after 5 arduous years of career-building since law school, I was ready to sit back and enjoy the fruits of my labour in a well earned retirement. After all, how am I going to enjoy my 30's if I'm a slave to The Man? Anyway, the woman laughed, wrote "2055" on a sticky and told me to mark my calendar./thanks again and peace, K